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Blog Posts in October, 2011

A Good Night's Rest

There is an old saying, don't take your troubles to bed. But that is difficult to do when you have harassing creditors calling incessantly and filling your mailbox with pink notices. Bankruptcy can ...
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Chapter 13 and The HOA

Purchasing a home is for many the realization of the American Dream. Over the past few decades the Home Owners Association has become the double-edged sword of the American Dream. On the one hand, ...
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How Much Does it Cost to File Bankruptcy?

North Texas residents typically for bankruptcy in the United States Bankruptcy Court for the Northern District of Texas, which has courthouses in Dallas and Fort Worth, as well as other cities. In ...
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What Do I Need in Order to File Bankruptcy?

In order to file for bankruptcy you need only information. Bankruptcy does not require that you work or be unemployed. It does not have stipulations on whether or not one owns a vehicle or home. A ...
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Will Bankruptcy Make My Child Support Disappear?

If you thought that filing bankruptcy after a divorce would miraculously make your alimony or child support disappear, think again. Support obligations are not dischargeable in a Chapter 7 or Chapter ...
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Can My Employer Fire Me For Filing Bankruptcy?

Absolutely not. It is against federal laws to terminate an employee because of their bankruptcy filing status, whether a debtor filed bankruptcy before or after employment. According to Section 525(b) ...
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How Can I Afford to Pay a Bankruptcy Lawyer?

As a bankruptcy law firm, we are intimately aware with the stringent financial circumstances our clients find themselves in. That's why our firm offers many affordable payment options to our clients. ...
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Is There a Chance IRS Debt Could get Discharged in Chapter 7?

Absolutely, albeit a very slim chance. There are very strict guidelines, which govern whether or not federal Income Revenue Service debt can be discharged in Chapter 7. Some of these guidelines have ...
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Can Bankruptcy Help Me Immediately?

Yes! Once a debtor files a bankruptcy petition he or she is automatically protected under the bankruptcy laws. One of the greatest benefits to filing bankruptcy is the automatic stay. The automatic ...
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Overburdened with Credit Card Debt?

Bankruptcy can help. According to creditcards.com, there are 609.8 million credit cards held by U.S. consumers, the average American household holds over $15,000 in credit card debt and almost 4% of ...
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The Truth about Debt Consolidation

Many people feel that debt consolidation may be a better option than bankruptcy. Debt consolidation is exactly what it sounds like. Combining all (or as much as possible) of your debt into one ...
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Jobless = Homeless?

According to a 2009 Time Magazine article, the most recent economic downturn gave way to an unprecedented amount of homeless families. According to the article, " Most people who have no income will ...
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Do I Have to Disclose to My Employer that I am Filing Bankruptcy?

The Bankruptcy Court does not require that a debtor disclose to anyone that he/she has filed for Chapter 7 or Chapter 13 bankruptcy. Many times people confuse the full-disclosure required by the ...
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