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Blog Posts in November, 2011

The Role of the Bankruptcy Trustee

A bankruptcy trustee represents the interest of the bankruptcy estate, not the creditors or the debtor. Their job is to make sure that all activities are on the up and up and that the estate is ...
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Bankruptcy is Small Business

Small businesses face unique challenges in the market and in bankruptcy. Many small business finances are inextricably linked with that of the business owner. This particular type of debtor may be ...
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Black Friday Bankruptcy

Studies have shown that Black Friday, the ceremonious American "retail holiday" that begins the Christmas shopping season, has recently seen less and less turn out as Americans are ...
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Life Changes and Bankruptcy

Filing bankruptcy after a divorce does not miraculously make your alimony or child support disappear. Support obligations are not dischargeable in a Chapter 7 or Chapter 13 bankruptcy. So when is the ...
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Closed for the Holidays?

Fortunately, the United States Bankruptcy Court of the Northern District of Texas is available 24 hours a day, save for 15 minutes every day for regular maintenance, through its electronic claims ...
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When Can I File Bankruptcy?

If you have never filed bankruptcy before and have not recently moved there is no waiting period in order to file bankruptcy. If you have never filed bankruptcy before but have recently moved to ...
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How Can Bankruptcy Stop My Repossession?

When a debtor files for Chapter 7 or Chapter 13, his creditors are prohibited by law to attempt to collect debts from him. This is called the automatic stay. If you are currently facing repossession ...
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Will Bankruptcy Eliminate All of My Debt?

Whether or not bankruptcy will eliminate all of your debt depends on what type of debt you have. If your debt is made up of consumer credit card debt and other unsecured debt than it will likely all ...
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Should I File Chapter 7 or Chapter 13?

So you have made the decision to file bankruptcy and get a fresh start. Now you have the daunting task of deciding whether to file for Chapter 7 or Chapter 13. A Chapter 7 is a legal process in which ...
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Stop Foreclosure in its Tracks

According to Federal Deposit Insurance Corporation (FDIC) website, 1 out of every 200 homes will be foreclosed upon. These numbers are staggering, especially when you consider the ramifications. ...
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Is Your Foreclosure Legal?

With all the recent focus on the economic downturn and foreclosures, closer scrutiny has been paid to the banks initiating the foreclosures. Recently the nation's largest bank, Bank of America, has ...
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New Year, Less Bankruptcy

The White House says the economy is turning around, and if a new bankruptcy study is any indication, this may be true. According to a report by the United States Court bankruptcy filings were on a ...
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Budgeting After Bankruptcy

So you've filed for bankruptcy and obtained your discharge. You're free! You are ready to embark on the new life that this fresh start has afforded you. Before you go off clicking your heels, it is ...
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