Preparing Your Bankruptcy

We often hear about the end result of bankruptcy - the automatic stay, the end to harassing collectio n attempts and the coupe de grace; the discharge.  However, the most important parts of bankruptcy happen even before you file.  It is imperative that a debtor work with his attorney to get all of his financial information readied prior to filing for Chapter 7 or 13. Some of the documents needed include payroll/income documents, income tax returns and any debt collection attempts. Additionally, debtors are required to take a debt counseling course within the 180 days prior to filing for bankruptcy.

Often the most confusing part of bankruptcy for debtors occurs prior to filing the petition.  It is imperative to have experienced, thorough legal representation such as the Fears | Nachawati Law Firm to handle all of your bankruptcy needs.