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Blog Posts in June, 2011

Can I Lose My Job if I File Bankruptcy?

Employers are prohibited by federal law to discriminate against employees who have filed bankruptcy. Further, you are not required by the bankruptcy code to report your filing to anyone other than a ...
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Will Filing for Bankruptcy Keep me from Receiving Social Security Disability Benefits?

Federal law mandates that individuals who file for bankruptcy are not discriminated against. An individual that has filed for bankruptcy is a part of a protected class that encompasses all of his/her ...
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Same Sex Couples May be Able to File Jointly in Some States

A bankruptcy judge in California ruled that the Defense of Marriage Act is unconstitutional, holding that a same-sex couple that filed for bankruptcy jointly was in compliance with federal laws. This ...
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Why File Bankruptcy?

There are several benefits to filing bankruptcy for a fresh financial start. Bankruptcy is a legal process. What the court says goes. This means that once a court has made a decision that you are no ...
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How Long Will Bankruptcy Stay on My Credit Report

Conventional wisdom says that bankruptcy stays on the credit report for 7-10 years, however that timeframe varies depending on the factors involved. The creditors have the option of choosing the time ...
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I am Self Employed ... Can I File Chapter 7?

Yes. Being self-employed does not preclude a debtor from filing Chapter 7 instead of Chapter 13. The same rules apply for employed, unemployed and self-employed individuals filing for Chapter 7. You ...
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Chapter 7 Reaffirmation

Reaffirmation is when the debtor voluntarily obligates himself to a legal debt that could be discharged. This means that there is no discharge for this particular debt and it must continue to be paid ...
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How Old Must I Be To File Bankruptcy?

Technically, there is no age requirement for filing bankruptcy. The bankruptcy code does not explicitly spell out how old someone must be to file Chapter 7 or Chapter 13. However, most state laws ...
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Stop Foreclosure with Bankruptcy

For most Americans, their home is their most expensive and most important asses they possess. It is no wonder that many Americans are turning to bankruptcy in order to save their homes from bank ...
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Eliminate Divorce Debt

Divorce can be one of the most devastating circumstances that a person encounters. Divorce has long lasting impacts on individuals, from emotional to financial. While a bankruptcy attorney cannot turn ...
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Preparing Your Bankruptcy

We often hear about the end result of bankruptcy - the automatic stay, the end to harassing collectio n attempts and the coupe de grace; the discharge. However, the most important parts of bankruptcy ...
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Can My Creditors Force Me Into Bankruptcy?

Occasionally, you will hear the term “involuntary bankruptcy” in the news media. Primarily focused on businesses with tangible assets that can be converted into cash, an involuntary bankruptcy is when ...
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