Are medical bills dischargeable in a Chapter 7?

Medical bills are one of the primary reasons many consumers look to Chapter 7 bankruptcy for a fresh start.  Financial advisors have suggested that the vast majority of Americans are one major illness away from bankruptcy.  With the increase in health care costs far exceeding any increase in salary, major health issues are causing many Americans to consider Chapter 7 bankruptcy.

The good news is that medical bills are dischargeable in a Chapter 7 bankruptcy.   Chapter 7 allows a fresh start from most non-priority consumer debts.  In a Chapter 7 a medical bill would be treated like a credit account.  Once a consumer passes the means test their medical bills would be allowable for discharge.

The decision to file for bankruptcy is a serious on that should not be taken lightly.  If you are considering filing for Chapter 7 due to crippling medical expenses, contact a Fears | Nachawati Law Firm attorney today to discuss all of the rights and privileges afforded to you by law.