When the Creditors Won’t Stop Calling

One of the single biggest benefits of filing for bankruptcy is the automatic stay, which prevents creditors from pursuing any form of debt collection including legal proceedings and threatening phone calls.  So what happens when you have filed for Chapter 7 or Chapter 13 but the creditors keep calling?

The first thing you need to do is let the creditors who continue to call know that you have filed for bankruptcy.  They may ask for a case number or which court you filed in to verify this.  It is perfectly okay to give them this information.  Sometimes it takes a while for the notices to get to the proper department or contact and the creditors may not know that you filed.

If a creditor continues to call, even after proper notice that you have filed for bankruptcy they are acting in direct violation of the Bankruptcy Code and should be directed to speak to your legal counsel. This is one of the many instances where it is necessary to have an attorney advocating on your behalf.  The Fears | Nachawati Law Firm has years of experiences handling all types of bankruptcy cases.  Contact our firm today.