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Blog Posts in December, 2010

How Bankruptcy Protection Can Help You in the New Year

With every new year brings resolutions. Many want to get in shape. Others want to further their education or career. Still others resolve to be better human beings. What will your resolution be? If it ...
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Which Bankruptcy Option is Best for Me?

Choosing which method of bankruptcy to file is a decision that only the debtor can make. However with sound guidance from an experienced bankruptcy law firm like Fears | Nachawati Law Firm, you should ...
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Should I Include my Store Credit Accounts in my Discharge?

Yes. Millions of Americans carry a credit account with department stores, gas stations and even mail order stores. These accounts should be included in a Chapter 7 liquidation in order to relieve you ...
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How Bankruptcy Can Stop Foreclosure

I'll be home for Christmas takes on an entirely different meaning when you are in danger of losing your home. However filing for bankruptcy can help you by giving you time to catch up on your ...
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When Your Employer Files for Bankruptcy

Many companies today are filing for bankruptcy protection. Some file for Chapter 11 restructurings, while others flat out liquidate via a Chapter 7 and close their doors. What does this mean for an ...
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Can I Open a Checking Account after Bankruptcy?

Absolutely! Banking options are as varied in 2010 as the customers they serve. Individuals who have filed for bankruptcy or who generally have credit or banking blemishes now have a good amount of ...
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When is the Best Time to File for Bankruptcy?

Varying life events can push a person into financial distress. Job loss, divorce, illness, and varying other reasons. Especially in recent years, these events have urged many to consider filing for ...
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Second Time Around: Filing Bankruptcy a Second Time

Although it is not encouraged, a debtor may file for Chapter 7, Chapter 13 or a combination of the two more than once. However, unlike the first time, there will be a minimum waiting period between ...
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How Much Does it Cost to File for Chapter 7?

For many debtors with little assets, Chapter 7 is the most viable option. The filing fee for a Chapter 7 is $299.00 for the Northern District of Texas. This is just the cost to file with the court and ...
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The Michael Vick Story: A Look into a Chapter 13 Repayment Plan

Even famous and wealthy people take advantage of bankruptcy protection. Rather than lose all of his assets after serving prison time for animal cruelty, famed NFL quarterback Michael Vick opted to ...
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Obtaining a Secured Credit Card after Bankruptcy

Many consumers mistakenly believe that filing for bankruptcy protection is an automatic credit death sentence, but this is not the case. Debtors can steadily rebuild their credit with a secured credit ...
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Filing Bankruptcy as a Couple

Married couples have the option of filing for bankruptcy protection individually or as a couple. Married couples that jointly file taxes and include both names on credit items such as home and auto ...
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What the President Knows About Bankruptcy

Prior to 2009 corporate bankruptcies were mostly covered by financial newspapers and dealt with internally or among people in the know. Then came the big bankruptcy boom of 2009 and the idea of "too ...
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Why More Affluent People are Filing for Bankruptcy

What many wealthly individuals know that the average American doesn't is that bankruptcy protection is a Constitutionally protected tool and not a dirty word. Bankrutpcy has allowed the likes of Kim ...
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